Terms of Use

Last Updated: September 2026

Acceptance of Terms

By accessing and using the rustic-glacier website, you accept and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree with any part of these terms, please do not use our website.

Website Purpose

This website provides general information about financial advisory and lending services offered by rustic-glacier. The content is intended for informational purposes only and does not constitute financial advice, a recommendation, or an offer to provide services.

No Financial Advice

The information on this website is general in nature and does not take into account your individual financial circumstances, objectives, or needs. Before making any financial decisions, you should:

• Consider whether the information is appropriate for your circumstances
• Seek independent professional advice from a licensed financial advisor
• Read all relevant product disclosure statements
• Consider the risks involved in any financial decision

Accuracy of Information

We make reasonable efforts to ensure the information on this website is accurate and current. However, we do not warrant or guarantee the accuracy, completeness, or reliability of any information presented. Interest rates, fees, and lending criteria may change without notice.

Service Availability

Our services are available to residents of Australia. We reserve the right to decline service requests at our discretion. Engagement of our services is subject to separate service agreements.

Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of rustic-glacier or our licensors and is protected by Australian and international copyright laws. You may not reproduce, distribute, or modify any content without our prior written consent.

User Conduct

When using this website, you agree not to:

• Use the website for any unlawful purpose
• Attempt to gain unauthorised access to any part of the website
• Interfere with or disrupt the website or servers
• Submit false or misleading information through our forms
• Use automated systems to access the website without permission

Limitation of Liability

To the maximum extent permitted by law, rustic-glacier shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:

• Your use of or inability to use this website
• Any errors or omissions in the website content
• Any decisions made based on information provided on this website
• Unauthorised access to or alteration of your data

Third-Party Links

This website may contain links to third-party websites. These links are provided for convenience only. We do not endorse or accept responsibility for the content, privacy policies, or practices of third-party websites.

Indemnification

You agree to indemnify and hold harmless rustic-glacier, its directors, employees, and agents from any claims, damages, or expenses arising from your use of this website or breach of these Terms of Use.

Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this website. Your continued use of the website after any changes constitutes acceptance of the modified terms.

Governing Law

These Terms of Use are governed by the laws of New South Wales, Australia. Any disputes arising from these terms or your use of this website shall be subject to the exclusive jurisdiction of the courts of New South Wales.

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Contact

For questions about these Terms of Use, please contact us:

rustic-glacier
Level 12, 180 George Street
Sydney, NSW 2000
Australia

Email: [email protected]